BayCare Laboratories Accepted Insurance Plans

This list shows all of the insurances accepted at BayCare Laboratories. Before making an appointment, please contact your insurance provider directly to verify your benefits and coverage.

Insurance Plans Accepted:

  • Administrative Services Florida
  • Aetna (all plans)
  • Allmerica Financial
  • Allwell (from Sunshine Health)
  • Amerigroup
  • Avalon Healthcare
  • AvMed (all plans)
  • Banker's Life
  • BayCare - Cigna
    • Choice Share
    • Choice HSA
    • Premium plans
  • BayCare Plus Medicare Advantage
  • Benefit Management, FHC
  • Best Choice Plus
  • Better Health
  • Blue Cross Blue Shield (see below for exclusions)
    • BCBS - Alabama, Georgia, and Other States
    • BCBS - Indemnity Products
    • BCBS - Federal
    • BCBS - Florida Traditional
    • BCBS - Florida PPO, PPC, PPC Care Manager
    • FEP - BCBS of Florida (Standard)
  • CHAMPVA
  • Choice Care Network
  • Cigna (all plans)
  • Dimension Health PPO
  • Diocese of St. Petersburg
  • Employers Health Ins (EHI)
  • Employers Mutual (BHN)
  • Evolutions Healthcare Systems
  • First Health Network
  • Florida Community Care
  • Florida Health Alliance, PPO
  • Florida Healthchoice
  • Government Employee Health Association (GHEA) - Southcare
  • Hillsborough County Government
  • Humana (see below for exclusions)
  • Magnacare
  • Medicaid
    • Medipass
  • Medicare
  • Medicare Railroad
  • Medview Services
  • Memorial Health Care HMO and PPO
  • Mutual of Omaha
  • NALC (Natl. Assoc. of Letter Carriers)
  • National Association Preferred Provider Inc.
  • NovaNet, Inc. PPO
  • Oxford Health Plan
  • PCSS (Pinellas County Social Services)
  • Preferred Care Partners
  • Preferred Health Providers
  • Prestige Health Choice
  • Pro-Net
  • Simply Healthcare Plan
  • Sunshine Health Plan
  • Tenet Select Medical Plan
  • UnitedHealthcare (excludes Exchange plans)
  • USA Health Network
  • Volusia Health Network
  • Wellpoint
  • Workers' Compensation

It is the patient's responsibility to know which laboratory is contracted with their insurance plan. If you have questions on an insurance plan, please contact BayCare Laboratories Customer Service at (800) 324-4583.

Labcorp and Quest Diagnostics Plans

The following insurance plans are contracted with Labcorp and/or Quest Diagnostics. Patients with the insurance plans listed below should use Labcorp and/or Quest Diagnostics for collection and testing services. 

Labcorp Accepted Insurance Plans

  • Ambetter (a Sunshine State health plan)
  • Ascension Complete
  • Beech Street (MultiPlan Network)
  • Bright Health
  • CarePlus Health Plans
  • Children's Medical Services Health Plan
    •  Wellcare
  • Clear Health Alliance (Florida Medicaid MMA Specialty Plan)
  • Coventry of Florida
    • Advantra
    • Summit
    • Vista
    • Buena Vista HMOs
  • Devoted Health Plan
  • Freedom Health Medicare Advantage
  • Golden Rule (United HealthOne)
  • HealthSun Health Plan
  • Humana HMO Products
    • HumX
    • Open Access
  • Humana Medicare Products
    • Gold Plus
    • Gold Choice
    • Choice PPO
  • Longevity Health Plans
  • MHBP (formerly Mailhandlers) Aetna National Network
  • Molina HealthCare of Florida (all plans)
  • Neighborhood Health Partnership (NHP)
  • Optimum Healthcare Medicare Advantage
  • Parker Hannifin Corporation Employees
  • PCA Health Plans HMO, POS
  • Positive Healthcare
  • Polk Healthcare Plan
  • Tricare East (Humana Military Healthcare Services)
  • Ultimate Health Plans Medicare Advantage
  • Wellcare Medicare Advantage

Quest Diagnostics Insurance Plans

  • Ambetter (a Sunshine State health plan)
  • Ascension Complete
  • BCBS Florida Blue
    • BlueChoice
    • BlueMedicare HMO and PPO
    • BlueOptions
    • BlueSelect EPO and PPO
    • myBlue HMO
    • Simply Blue
  • Beech Street (MultiPlan Network)
  • Devoted Health Plan
  • Florida Healthcare Plans
  • Golden Rule (United HealthOne)
  • Healthy Palm Beaches
  • Humana HMO Products 
    • HumX
    • Open Access
  • Manatee Health Network
  • MHBP
  • Molina HealthCare of Florida (all plans)
  • Pinellas County Health Plan (PCHP)
  • Solis Medicare Medicare Advantage
  • Tricare East (Humana Military Healthcare Services)

* Many plans are negotiated at the national level with commercial laboratories.

* Lab expenses may be one of the biggest contributors to healthcare consumers' out-of-pocket costs. But by using "preferred" or in-network rather than out-of-network labs, patients save money. Costs for out-of-network services can be quite significant, especially for members whose health plans don't have out-of-network benefits.

* If the patient is out of network, their benefits may be reduced, or insurance payment denied altogether.

* Accepting out of network patients leads to denied payments, increased patient bad debt and customer dissatisfaction. 

Click here to view a list of insurance plans NOT accepted at BayCare Laboratories.